August 22, 2013

In Which I Cry Alot And Possibly Break My Hand

I recently received the news that due to family happenings, I'm going to have to give up my car and go buy my own. In 2-3 weeks. I have no savings. I have no trade in. And I have no credit. So as you may imagine, I'm having a hard time getting a loan.

This past week has been pretty stressful with the mustile denials from different banking establishments and also school just started up so most of my evenings, where I could be doing the car thing, are full. And then yesterday was the icing on the cake.

I left work early to try a credit union. I got there and had a very helpful representative who helped me apply for a loan, and this time I had a co-signer. While we were waiting, he also helped me apply for a credit card which I was approved for! I was starting to feel better about the situation and I was 48% sure that I could get the lone this time.

But I was denied again. I thanked the gentleman who helped me, who seemed as bummed as I was that it didn't work. I went out to my car and made a call to my parents with the update. When I tried to put my car into drive, the shifter would not move. At al.

It's done this before and it just takes some wiggling and yanking, but this time it wouldn't budge. So after 10 minutes of trying, I finally broke down in tears. For the next 50 minutes I tried to get that shifter to budge and the whole time I was crying my eyes out.

I usually don't cry or get mad, but I have to admit that I did end up hitting the shifter with my hand. A lot.

Soon I was barely able to hold on to the shifter my hands hurt so bad. So after continuous crying and praying, it finally shifted, and I made my way home holding back more tears.

After I got home, I iced my hands for a while and then decided to take myself out to a movie I was wanting to see. I did feel better by the time I got back from the movie, but today it's back to looking for a loan and trying not to move my hand too much, which blogging is not helping.

Wish me luck.

1 comment:

  1. Credit unions are usually more lax than banks, though it's too bad you weren't able to have it approved when you went there for the first time. However, reading your next post, it seems that you were able to secure one, so that's good! If there's one thing you didn't do, it's quitting. Congratulations on your supermajestic car!
    Ralph S @ Loans for Less